Momwe Mungasungire Ndalama pa XTB
Malangizo a Deposit
Kupereka ndalama ku akaunti yanu ya XTB ndi njira yosavuta. Nawa maupangiri othandiza kuti mutsimikizire kuti mukusungitsa ndalama mwachangu:
The Account Management imawonetsa njira zolipirira m'magulu awiri: omwe amapezeka mosavuta ndi omwe amapezeka pambuyo potsimikizira akaunti. Kuti mupeze njira zonse zolipirira, onetsetsani kuti akaunti yanu yatsimikizika mokwanira, kutanthauza kuti zolemba zanu za Umboni wa Identity ndi Umboni wa Kukakhala kwawo zawunikiridwa ndikuvomerezedwa.
Kutengera mtundu wa akaunti yanu, pakhoza kukhala ndalama zochepa zomwe zimafunikira kuti muyambe kuchita malonda. Kwa maakaunti Okhazikika, ndalama zochepera zimasiyanasiyana ndi njira yolipira, pomwe maakaunti a Professional ali ndi malire oyambira oyambira kuyambira USD 200.
Yang'anani nthawi zonse zocheperako zomwe zimafunikira pamalipiro omwe mukufuna kugwiritsa ntchito.
Ntchito zolipirira zomwe mumagwiritsa ntchito ziyenera kulembetsedwa m'dzina lanu, kufananiza dzina la akaunti yanu ya XTB.
Posankha ndalama yanu yosungitsa ndalama, kumbukirani kuti kuchotsera kuyenera kupangidwa ndi ndalama zomwezo zomwe mwasankha pakusungitsa. Ngakhale ndalama zosungitsa ndalama siziyenera kufanana ndi ndalama za akaunti yanu, dziwani kuti mitengo yosinthira panthawi yomwe mukugulitsa idzagwira ntchito.
Mosasamala kanthu za njira yolipirira, onetsetsani kuti mwalemba nambala ya akaunti yanu ndi zidziwitso zilizonse zaumwini molondola kuti mupewe zovuta zilizonse.
Momwe Mungasungire Ndalama ku XTB [Webusaiti]
Kusamutsa Pakhomo
Choyamba, pitani patsamba lofikira la XTB . Kenako, sankhani "Log in" kenako "Akaunti kasamalidwe" .
Kenako, mudzawongoleredwa ku tsamba lolowera. Chonde lowetsani zambiri zolowera muakaunti yomwe mudalembetsa kale m'magawo ofananira nawo. Kenako dinani "SIGN" kuti mupitirize.
Ngati mulibe akaunti ndi XTB, chonde tsatirani malangizo omwe ali m'nkhaniyi: Momwe Mungalembetsere Akaunti pa XTB .
Kenako, pitani ku gawo la "Ndalama za Deposit" ndikusankha "Kusamutsa Kwanyumba" kuti mupitilize kuyika ndalama mu akaunti yanu ya XTB.
Chotsatira ndikulowetsa ndalama zomwe mukufuna kuyika mu akaunti yanu ya XTB, ndi mfundo zitatu izi:
Ndalama zomwe mukufuna kuyika (malinga ndi ndalama zomwe zasankhidwa mutalembetsa akaunti yanu).
Ndalama zomwe zasinthidwa kukhala ndalama zomwe zatchulidwa ndi XTB/banki ya m'dziko lanu (Izi zitha kuphatikiza zolipirira kutengera banki ndi dziko).
Ndalama zomaliza pambuyo pa kutembenuka ndi kuchotsedwa kwa ndalama zosinthira (ngati zilipo).
Mutaunikanso ndikutsimikizira zambiri za ndalamazo ndi zolipiritsa zilizonse, dinani batani la "DEPOSIT" kuti mupitilize kusungitsa.
Pakadali pano, muli ndi njira zitatu zosungitsira ndalama mu akaunti yanu, kuphatikiza:
Kusamutsa kubanki kudzera pa Mobile Banking, Internet Banking, kapena pa kauntala (chidziwitso chikupezeka nthawi yomweyo).
Mobile Banking App kuti muwone khodi ya QR kuti mulipire.
Lipirani polowa muakaunti yanu yakubanki pa intaneti.
Kuphatikiza apo, kumanja kwa chinsalu, mupeza mfundo zina zofunika kuzidziwa mukamasamutsa kunyumba:
Mtengo woyitanitsa.
Khodi yolipira.
Zomwe zili (Kumbukirani kuti izi ndizomwe zikuyenera kuphatikizidwira muzofotokozera zamalonda kuti XTB itsimikizire ndikutsimikizira zomwe mwachita).
Mu sitepe yotsatira, sankhani njira yogulitsira yomwe ili yabwino kwambiri kwa inu (banki kapena e-wallet yakomweko), kenako lembani zambiri m'magawo ofananiramo motere:
Dzina loyamba ndi lomaliza.
Imelo adilesi.
Nambala yafoni yam'manja.
Nambala yachitetezo.
Mukamaliza kusankha ndikudzaza zambiri, dinani "Pitirizani" kuti mupite ku sitepe yotsatira.
Mu sitepe yotsatira, malizitsani kusungitsa kutengera zomwe mwasankha poyamba. Tsatirani malangizo a pa sikirini kuti mumalize. Zabwino zonse!
E-chikwama
Choyamba, chonde pitani patsamba lofikira la XTB . Kenako, dinani "Log in" kenako "Akaunti kasamalidwe" .
Kenako, mudzawongoleredwa ku tsamba lolowera. Chonde lowetsani zambiri zolowera muakaunti yomwe mudalembetsa kale m'magawo ofananira nawo. Kenako dinani "SIGN" kuti mupitirize.
Ngati mulibe akaunti ndi XTB, chonde tsatirani malangizo omwe ali m'nkhaniyi: Momwe Mungalembetsere Akaunti pa XTB .
Kenako, pitani ku gawo la "Ndalama za Deposit" ndikusankha imodzi mwa ma E-Wallet omwe alipo (Chonde dziwani kuti mndandandawu ukhoza kusintha kutengera nsanja zomwe zili m'dziko lanu) kuti muyambitse kusungitsa ndalama mu akaunti yanu ya XTB.
Chonde dziwani kuti mutha kulipira akaunti yanu kuchokera ku akaunti yakubanki kapena khadi m'dzina lanu. Madipoziti aliwonse a chipani chachitatu saloledwa ndipo atha kuchedwetsa kuchotsedwa ndi kuletsa akaunti yanu.
Chotsatira ndikulowetsa ndalama zomwe mukufuna kuyika mu akaunti yanu ya XTB, poganizira izi zitatu:
Ndalama zomwe mukufuna kuyika (kutengera ndalama zomwe zasankhidwa polembetsa akaunti).
Ndalama zomwe zasinthidwa kukhala ndalama zomwe zatchulidwa ndi XTB/banki ya m'dziko lanu (ndalama zosinthira zitha kugwira ntchito kutengera banki ndi dziko, 2% chindapusa cha Skrill ndi 1% chindapusa cha Neteller).
Ndalama zomaliza mutatembenuka ndikuchotsa ndalama zilizonse zosinthira.
Pambuyo powunikira ndikutsimikizira tsatanetsatane wa ndalamazo ndi zolipira zilizonse, dinani batani la "DEPOSIT" kuti mupitilize kusungitsa.
Choyamba, chonde pitirizani kulowa mu E-wallet.
Pa sitepe iyi, muli ndi njira ziwiri zomaliza ntchitoyo:
Lipirani ndi kirediti kadi kapena kirediti kadi.
Lipirani ndi ndalama zomwe zili mu chikwama chanu cha e-wallet (Ngati mungasankhe izi, njira zotsalira zidzawongoleredwa mkati mwa pulogalamuyi pa foni yanu yam'manja).
Ngati mwasankha kumaliza ntchitoyo ndi khadi, chonde lembani zofunikira motere:
Nambala yakhadi.
Tsiku lotha ntchito.
CVV.
Chongani m'bokosilo ngati mukufuna kusunga zambiri zamakhadi anu kuti mugwiritse ntchito mtsogolo (panjira iyi).
Mukatsimikizira kuti zonse ndi zolondola, sankhani "Pay" ndikutsatira malangizo omwe ali pazenera kuti mumalize ntchitoyi.
Kutumiza kwa Banki
Yambani poyendera tsamba lofikira la XTB . Mukafika, sankhani "Log in" ndikupitilira "Kuwongolera Akaunti" .
Kenako mudzatengedwera ku tsamba lolowera. Lowetsani zambiri za akaunti yomwe mudapanga m'magawo omwe mwasankhidwa. Dinani "SIGN" kuti mupitilize.
Ngati simunalembetsebe akaunti ya XTB, chonde onani malangizo omwe ali m'nkhaniyi: Momwe Mungalembetsere Akaunti pa XTB .
Kenako, pitani ku gawo la "Ndalama za Deposit" ndikusankha "Kutumiza Kubanki" kuti muyambe kuyika ndalama mu akaunti yanu ya XTB.
Mosiyana ndi Domestic Transfer, Bank Transfer imalola zochitika zapadziko lonse lapansi koma imakhala ndi zovuta zina monga chindapusa chokwera komanso kutenga nthawi yayitali (masiku ochepa).
Mukasankha "Kusamutsa kwa Banki" , skrini yanu idzawonetsa tebulo lazambiri zamalonda kuphatikiza:
- WOPINDUTSA.
SWIFT / BIC.
TANTHAUZO OTSATIRA (MUMENE MUYENERA KULOWA KODI IYI NDEMENE M'GAWO LOLAMBIRA NTCHITO KUTI XTB ITSIMBE NTCHITO YANU. NTCHITO ILIYONSE IDZAKHALA NDI KODI YAPALEKEZO YOSIYANA NDI ENA).
IBAN.
DZINA LA BANK.
NDALAMA.
Chonde dziwani kuti: Kutumiza ku XTB kuyenera kupangidwa kuchokera ku akaunti yakubanki yolembetsedwa pa dzina lonse la Makasitomala. Apo ayi, ndalamazo zidzabwezeredwa ku gwero la ndalamazo. Kubwezako kungatenge mpaka masiku 7 ogwira ntchito.
Momwe Mungasungire Ndalama ku XTB [App]
Choyamba, tsegulani pulogalamu ya XTB Online Trading (yolowa) pa foni yanu yam'manja ndikusankha "Deposit Money" pakona yakumanzere kwa chinsalu.
Ngati simunayike pulogalamuyi, chonde onani nkhani yotsatirayi: Momwe Mungatsitsire ndi Kuyika XTB Application ya Foni Yam'manja (Android, iOS)
Kenako, mugawo la "Sankhani mtundu wa dongosolo" , pitilizani kusankha "Ndalama za Deposit" .
Kenako, mudzatengedwera ku "Deposit money" skrini, komwe mudzafunika:
Sankhani akaunti yofikira yomwe mukufuna kuyikamo.
Sankhani njira yolipira.
Mukasankha, pindani pansi kuti mupitirize kudzaza zambiri.
Pakhala zidziwitso zingapo zomwe muyenera kuziganizira apa:
Kuchuluka kwa ndalama.
Malipiro oyika.
Ndalama zonse zomwe zasungidwa mu akaunti yanu mutachotsa chindapusa chilichonse (ngati zikuyenera).
Mutawunika mosamala ndikuvomereza ndalama zomaliza zosungitsa, sankhani "DEPOSIT" kuti mupitilize kugulitsa.
Apa, njira yoyika ndalama idzasiyana malinga ndi njira yolipirira yomwe mudasankha poyamba. Koma musadandaule, malangizo atsatanetsatane adzawonetsedwa pazenera kuti akuthandizeni kumaliza ntchitoyi. Zabwino zonse!
Mafunso Ofunsidwa Kawirikawiri (FAQ)
Kodi ndingagwiritse ntchito njira yanji yosinthira?
Mutha kuyika ndalama kudzera m'njira zosiyanasiyana;
Okhala ku UK - kusamutsa kubanki, makhadi a ngongole ndi debit
Okhala ku EU - kusamutsa kubanki, makhadi a ngongole ndi debit, PayPal ndi Skrill
Okhala ku MENA - kusamutsa kubanki ndi makhadi a debit
Kwa Osakhala aku UK/EU - kusamutsa kubanki, makhadi angongole ndi kirediti kadi, Luso, ndi Neteller
Kodi ndalama yanga idzawonjezedwa mwachangu bwanji ku akaunti yanga yogulitsa?
Madipoziti onse kusiyapo zotengera kubanki ndi nthawi yomweyo ndipo mudzawona izi zikuwonekera mu akaunti yanu nthawi yomweyo.
Kusamutsa kubanki kuchokera ku UK/EU nthawi zambiri kumawonjezedwa ku akaunti yanu pasanathe tsiku limodzi.
Kusamutsa kubanki kuchokera kumayiko ena kumatha kutenga masiku 2-5 kuti ufike, kutengera dziko lomwe mumatumiza ndalama. Tsoka ilo, izi zimatengera banki yanu ndi banki iliyonse yapakati.
Mtengo wolandila/kutumiza ma sheya
Kusamutsa masheya kuchokera kwa ma broker ena kupita ku XTB: Sitikulipiritsa chindapusa mukasamutsa masheya kupita ku XTB
Transfer shares kuchokera ku XTB kupita kwa broker wina: Chonde dziwani kuti mtengo wosinthira masheya (OMI) kuchokera ku XTB kupita ku kusinthana kwina ndi 25 EUR / 25 USD. pa ISIN, pamagawo omwe adalembedwa ku Spain mtengo wake ndi 0.1% ya mtengo wagawo pa ISIN (koma osachepera 100 EUR). Mtengo uwu udzachotsedwa ku akaunti yanu yamalonda.
Kusamutsidwa kwa masheya amkati pakati pa maakaunti amalonda pa XTB: Pazopempha zosinthira mkati, chiwongola dzanja ndi 0.5% ya mtengo wonse wowerengedwa ngati mtengo wogulira wa magawo pa ISIN (koma osachepera 25 EUR / 25 USD). Ndalama zogulira zidzachotsedwa ku akaunti yomwe magawowa atumizidwa kutengera ndalama za akauntiyi.
Kodi pali ndalama zochepa?
Palibe gawo lochepera kuti muyambe kuchita malonda.
Kodi mumalipira chindapusa chilichonse pamadipoziti?
Sitikulipiritsa chindapusa chilichonse poika ndalama kudzera mumayendedwe akubanki, kirediti kadi ndi kirediti kadi.
Okhala ku EU - palibe malipiro a PayPal ndi Skrill.
Kwa Osakhala ku UK/EU - 2% chindapusa cha Skrill ndi 1% chindapusa cha Neteller.
Mwachangu komanso Otetezeka: Kuyika Ndalama pa XTB
Kuyika ndalama mu akaunti yanu ya XTB ndi njira yowongoka komanso yotetezeka, kuwonetsetsa kuti mutha kuyamba kuchita malonda osazengereza. Ingolowetsani muakaunti yanu, pitani ku gawo la "Deposit", ndikusankha njira zingapo zolipirira, kuphatikiza kusamutsa ku banki, kirediti kadi, kapena e-wallet. Lowetsani ndalama zomwe mukufuna ndikutsata njira zosavuta kuti mumalize ntchitoyo. Njira zachitetezo zolimba za XTB zimateteza chidziwitso chanu chandalama, ndipo nthawi yosinthira mwachangu zikutanthauza kuti ndalama zanu zizipezeka kuti mugulitse nthawi yomweyo. Ndi mawonekedwe ake osavuta kugwiritsa ntchito komanso njira zingapo zosungitsira, XTB imapangitsa kuti ndalama za akaunti yanu zikhale zachangu komanso zopanda zovuta, zomwe zimakulolani kuti muyang'ane pakugwiritsa ntchito mwayi wogulitsa.