Uyivula Kanjani I-akhawunti Futhi Uhoxise ku-XTB

Uyivula kanjani i-Akhawunti ku-XTB

Uyivula kanjani i-Akhawunti ye-XTB [Iwebhu]

Okokuqala, zulazulela ekhasini eliyisiqalo lenkundla ye-XTB bese ukhetha "Dala i-Akhawunti" .

Ekhasini lokuqala, sicela unikeze ulwazi oluyisisekelo mayelana nenkundla kanje:

1. I-imeyili yakho (yokwamukela izaziso ze-imeyili zokuqinisekisa ezivela ethimbeni lokusekela le-XTB).

2. Izwe lakini (sicela uqinisekise ukuthi izwe elikhethiwe lifana nalelo elikumadokhumenti akho okuqinisekisa ukuze uvule i-akhawunti yakho).

3. Thikha amabhokisi ukuze ubonise ukuthi uyavumelana nemigomo nemibandela yenkundla (kufanele uqoke wonke amabhokisi ukuze uqhubekele esinyathelweni esilandelayo).

Bese, khetha "OKULANDELAYO" ukuze uqhubekele ekhasini elilandelayo.

Okulandelayo, qhubeka ufaka imininingwane yakho yomuntu siqu ezinkambini ezihambisanayo kanje (qinisekisa ukuthi ufaka imininingwane ngendlela ebonakala ngayo kumadokhumenti akho okuqinisekisa ukuze uvule i-akhawunti yakho).

1. Indima yakho emndenini (umkhulu, ugogo, ubaba, njll).

2. Igama lakho.

3. Igama lakho eliphakathi (uma lingekho, lishiye lingenalutho).

4. Isibongo sakho (njengaku-ID yakho).

5. Inombolo yakho yocingo (ukuthola i-OTP ecuphayo ku-XTB).

Qhubeka uskrolela phansi bese ufaka ulwazi olwengeziwe njengokuthi:

1. Usuku lwakho lokuzalwa.
2. Ubuzwe bakho.
3. Isimemezelo se-FATCA (udinga ukuhlola wonke amabhokisi bese uphendula zonke izikhala ukuze uqhubekele esinyathelweni esilandelayo).

Uma usuqedile ukugcwalisa imininingwane, chofoza "OKULANDELAYO" ukuze uqhubekele ekhasini elilandelayo.

Kuleli khasi lokuvula i-akhawunti, uzofaka Ikheli elifana namadokhumenti akho siqu:

1. Inombolo yendlu yakho - igama lomgwaqo - isigceme/umphakathi - isifunda/isigodi.

2. Isifundazwe/ Idolobha Lakho.

Bese ukhetha "OKULANDELAYO" ukuze uqhubeke.

Kuleli khasi lokuvula i-akhawunti, uzodinga ukuqedela izinyathelo ezimbalwa ngokulandelayo:

1. Khetha Imali ye-akhawunti yakho.
2. Khetha ulimi (oluthandayo).
3. Faka ikhodi yokudlulisela (lesi isinyathelo ozikhethela sona).

Khetha "OKULANDELAYO" ukuze uqondiswe ekhasini elilandelayo lokuvula i-akhawunti.

Ekhasini elilandelayo, uzohlangabezana nemibandela okufanele uvume ukuyivula ngempumelelo i-akhawunti yethu ye-XTB (okusho ukuthi kufanele uqoke ibhokisi lokuhlola ngalinye). Bese, chofoza "OKULANDELAYO" ukuze uqedele.


Kuleli khasi, khetha okuthi "IYA KU-AKHAWUNTI YAKHO" ukuze uqondiswe ekhasini lakho lokuphatha i-akhawunti evamile.

Siyakuhalalisela ngokuvula i-akhawunti yakho ngempumelelo nge-XTB (sicela uqaphele ukuthi lena i-akhawunti engakenziwa isebenze).

Uyivula kanjani i-akhawunti ye-XTB [Uhlelo lokusebenza]

Okokuqala, vula isitolo sohlelo lokusebenza kudivayisi yakho yeselula (zombili i-App Store ne -Google Play Store ziyatholakala).

Bese, sesha igama elingukhiye elithi "XTB Online Investing" bese uqhubeka nokulanda uhlelo lokusebenza.

Vula uhlelo lokusebenza ngemva kokuqeda inqubo yokulanda. Bese, khetha "VULA I-AKHAWUNTI YANGEMPELA" ukuze uqale inqubo yokuvula i-akhawunti.

Isinyathelo sokuqala ukukhetha izwe lakini (khetha elifana nemibhalo kamazisi onayo ukuze uvule i-akhawunti yakho). Uma usukhethiwe, chofoza "OKULANDELAYO" ukuze uqhubeke.

Ekhasini elilandelayo lokuvula i-akhawunti, kufanele:

1. Faka i-imeyili yakho (ukuthola izaziso neziyalezo ezivela ethimbeni lokusekela le-XTB).

2. Thikha amabhokisi asho ukuthi uyavumelana nazo zonke izinqubomgomo (sicela uqaphele ukuthi wonke amabhokisi kufanele amakwe ukuze uqhubekele ekhasini elilandelayo).

Uma usuqedile izinyathelo ezingenhla, thepha "ISINYATHELO ESILANDELAYO" ukuze ufake ikhasi elilandelayo.

Kuleli khasi, uzodinga:

1. Qinisekisa i-imeyili yakho (le i-imeyili oyisebenzisayo ukuze ufinyelele inkundla ye-XTB njengobufakazi bokungena ngemvume).

2. Dala iphasiwedi ye-akhawunti yakho okungenani ngezinhlamvu eziyi-8 (sicela uqaphele ukuthi iphasiwedi kufanele futhi ihlangabezane nazo zonke izimfuneko, eziqukethe uhlamvu olulodwa oluncane, uhlamvu olulodwa olulodwa, kanye nenombolo eyodwa).

Ngemva kokuqeda lezi zinyathelo ezingenhla, thepha kokuthi "ISINYATHELO ESILANDELAYO" ukuze uqhubekele ekhasini elilandelayo.

Okulandelayo, uzodinga ukuhlinzeka ngolwazi lomuntu siqu olulandelayo (Sicela uqaphele ukuthi ulwazi olufakiwe kufanele lufane nemininingwane yomuntu siqu ku-ID yakho ukuze uvule i-akhawunti nezinjongo zokuqinisekisa) :

1. Igama lakho lokuqala.
2. Igama Lakho Eliphakathi (Ongakukhetha).
3. Isibongo Sakho.
4. Inombolo Yakho Yocingo.
5. Usuku Lwakho Lokuzalwa.
6. Ubuzwe Bakho.
7. Kufanele futhi uvumelane nazo zonke izitatimende ze-FATCA kanye ne-CRS ukuze uqhubekele esinyathelweni esilandelayo.

Ngemva kokuqeda ukufakwa kolwazi, sicela ukhethe "ISINYATHELO ESILANDELAYO" ukuze uqedele inqubo yokuvula i-akhawunti.


Siyakuhalalisela ngokuvula ngempumelelo i-akhawunti nge-XTB (sicela wazi ukuthi le akhawunti ayikavulwa okwamanje).

Imibuzo Evame Ukubuzwa (FAQ)

Uyishintsha kanjani inombolo yocingo

Ukuze ubuyekeze inombolo yakho yocingo, udinga ukungena ngemvume ekhasini Lokuphathwa Kwe-akhawunti - Iphrofayela Yami - Ulwazi Lwephrofayela .

Ngezizathu zokuphepha, uzodinga ukwenza ezinye izinyathelo zokuqinisekisa ukuze ushintshe inombolo yakho yocingo. Uma usasebenzisa inombolo yocingo ebhaliswe ne-XTB, sizokuthumelela ikhodi yokuqinisekisa ngomlayezo wombhalo. Ikhodi yokuqinisekisa izokuvumela ukuthi uqedele inqubo yokubuyekeza inombolo yocingo.

Uma ungasayisebenzisi inombolo yocingo ebhaliswe ne-exchange, sicela uthinte Isikhungo sethu Sokusekela Amakhasimende ( https://www.xtb.com/vn/why-xtb/contact ) ukuze uthole usizo kanye nemiyalelo ecacile.

Yiziphi izinhlobo zama-akhawunti okuhweba i-XTB enazo?

Kwa-XTB, sinikeza kuphela uhlobo lwe-akhawunti engu-01: Okujwayelekile.

Ku -akhawunti Ejwayelekile, ngeke ukhokhiswe imali yokuhweba (Ngaphandle kwe-Share CFDs kanye nemikhiqizo ye-ETFs). Kodwa-ke, umehluko wokuthenga nokuthengisa uzoba phezulu kunemakethe (Imali eningi engenayo yesitezi sokuhweba ivela kulo mehluko wokuthenga nokuthengisa wamakhasimende).

Ngingakwazi ukushintsha imali ye-akhawunti yami yokuhweba?

Ngeshwa, akunakwenzeka ukuthi iklayenti lishintshe uhlobo lwemali lwe-akhawunti yokuhweba. Nokho, ungadala ama-akhawunti ezingane afinyelela kwangu-4 anezinhlobo zemali ezihlukene.

Ukuze uvule i-akhawunti eyengeziwe ngolunye uhlobo lwemali, sicela ungene Ekhasini Lokuphathwa Kwe-akhawunti - I-Akhawunti Yami, ekhoneni eliphezulu kwesokudla, chofoza "Engeza I-akhawunti" .

Kuzakhamuzi ezingezona eze-EU/UK ezine-akhawunti e-XTB International, sinikeza kuphela ama-akhawunti e-USD.

Ungayikhipha Kanjani Imali ku-XTB

Imithetho yokuhoxa ku-XTB

Ukuhoxiswa kungenziwa nganoma yisiphi isikhathi, okukunikeza ukufinyelela okungama-24/7 emalini yakho. Ukuze ukhiphe imali ku-akhawunti yakho, zulazulela esigabeni Sokuhoxisa Sokuphathwa Kwe-akhawunti yakho. Ungahlola isimo sokuhoxa kwakho noma kunini Emlandweni Wokwenziwe.

Imali ingabuyiselwa emuva ku-akhawunti yasebhange kuphela ngaphansi kwegama lakho. Ngeke sikuthumele izimali zakho kunoma imaphi ama-akhawunti asebhange ezinkampani zangaphandle.

• Kumaklayenti ane-akhawunti ye-XTB Limited (UK), ayikho imali ekhokhiswayo ngokukhipha imali inqobo nje uma ingaphezu kuka-£60, €80, noma u-$100.

• Kumaklayenti ane-akhawunti ye-XTB Limited (CY), ayikho imali ekhokhiswayo ngokukhipha imali inqobo nje uma ingaphezu kuka-€100.

• Kumaklayenti ane-akhawunti yakwa-XTB International Limited, ayikho imali ekhokhiswayo ngokukhipha imali inqobo nje uma ingaphezu kuka-$50.

Sicela ubheke okungezansi ngesikhathi sokucubungula ukuhoxa:

• I-XTB Limited (UK) - ngosuku olufanayo inqobo nje uma ukuhoxiswa kuceliwe ngaphambi kuka-1pm (GMT). Izicelo ezenziwe ngemva kuka-1pm (GMT) zizocutshungulwa ngosuku olulandelayo lokusebenza.

• I-XTB Limited (CY) - kungakedluli usuku lwebhizinisi olulandelayo olulandela usuku esithole ngalo isicelo sokuhoxa.

• I-XTB International Limited - Isikhathi esijwayelekile sokucubungula izicelo zokuhoxiswa usuku olungu-1 lwebhizinisi.

I-XTB ikhokhela zonke izindleko ezikhokhiswa ibhange lethu.

Zonke ezinye izindleko ezingase zibe khona (Ibhange Lohlomula kanye Nomlamuli) likhokhelwa iklayenti ngokwamathebula ekhomishini alawo mabhange.

Ungayikhipha Kanjani Imali ku-XTB [Web]

Qala ngokuvakashela ikhasi eliyisiqalo le-XTB . Uma usufikile, khetha okuthi "Ngena ngemvume" bese uqhubekela kokuthi "Ukuphathwa kwe-akhawunti" .

Ngemva kwalokho uzoyiswa ekhasini lokungena ngemvume. Faka imininingwane yokungena ye-akhawunti oyidale ngaphambilini ezinkambini eziqokiwe. Chofoza "NGENA NGEMVUME" ukuze uqhubeke.

Uma ungakayibhaliseli i-akhawunti ye-XTB, sicela ubheke imiyalelo enikezwe kulesi sihloko: Indlela Yokubhalisa I-akhawunti ku-XTB .

Esigabeni Sokuphathwa Kwe-akhawunti , chofoza okuthi "Hoxisa izimali" ukuze ufake isixhumi esibonakalayo sokuhoxa.

Okwamanje, i-XTB isekela ukuhoxiswa kwezimali Ngokudluliswa Kwebhange ngaphansi kwamafomu amabili alandelayo kuye ngenani ofisa ukulikhipha:

• Ukuhoxiswa Ngokushesha: ngaphansi kuka-11.000 USD.

• Ukuhoxiswa Kwebhange: ngaphezu kwe-11.000 USD.

Uma inani lokuhoxa lingu-$50 noma ngaphansi, uzokhokhiswa imali engu-$30. Uma ukhipha ngaphezu kuka-$50, kumahhala ngokuphelele.

Ama-oda okukhipha imali e-Express azocutshungulwa ngempumelelo kuma-akhawunti asebhange phakathi nehora elingu-1 uma i-oda lokuhoxiswa lifakwa phakathi namahora ebhizinisi phakathi neviki.

Ukuhoxiswa okwenziwe ngaphambi kuka-15:30 CET kuzocutshungulwa ngalo lolo suku okuhoxiswa ngalo (ngaphandle kwezimpelasonto namaholide). Ukudlulisa ngokuvamile kuthatha izinsuku zebhizinisi ezingu-1-2.

Zonke izindleko ezingase ziphakame (uma udluliswa phakathi kwamabhange) zizokhokhwa yikhasimende ngokwemithetho yalawo mabhange.

Isinyathelo esilandelayo ukukhetha i-akhawunti yasebhange yomhlomuli. Uma ungenayo imininingwane ye-akhawunti yakho yasebhange elondolozwe ku-XTB, khetha okuthi "ENGEZA I-AKHAWUNTI ENTSHA YEBHANG" ukuze uyengeze.

Ungakhipha imali kuphela ku-akhawunti esegameni lakho. I-XTB izonqaba noma yisiphi isicelo sokuhoxa ku-akhawunti yasebhange yenkampani yangaphandle.

Ngesikhathi esifanayo, khetha "Ngokuzenzela usebenzisa ifomu" bese uchofoza okuthi "Okulandelayo" ukuze ufake mathupha ulwazi lwe-akhawunti yakho yasebhange.

Ngezansi ezinye zezinkambu ezidingekayo ozidingayo ukuze ugcwalise ifomu:

1. Inombolo ye-akhawunti yasebhange (IBAN).

2. Igama lebhange (igama lamazwe ngamazwe).

3. Ikhodi Yegatsha.

4. Imali.

5. Ikhodi yesikhombi sebhange (BIC) (Ungathola le khodi kuwebhusayithi eyiqiniso yebhange lakho).

6. Isitatimende Sebhange (Idokhumenti eku-JPG, PNG, noma i-PDF eqinisekisa ubunikazi be-akhawunti yakho yasebhange).

Ngemva kokugcwalisa ifomu, khetha "THUMELA" bese ulinda isistimu ukuthi iqinisekise ulwazi (le nqubo ingathatha imizuzu embalwa ukuya emahoreni ambalwa).


Uma i-akhawunti yakho yasebhange isiqinisekisiwe yi-XTB, izokwengezwa ohlwini njengoba kuboniswe ngezansi futhi itholakalele ukuhoxiswa kwemali.

Okulandelayo, faka inani ofuna ukulikhipha endaweni ehambisanayo (inani eliphezulu nelincane lokuhoxiswa lincike endleleni yokuhoxa oyikhethayo kanye nebhalansi ku-akhawunti yakho yokuhweba).

Sicela uqaphele izigaba "Imali" kanye "Nenani Eliphelele" ukuze uqonde inani ozolithola ku-akhawunti yakho yasebhange. Uma usuvumelana nenkokhelo (uma ikhona) kanye nenani langempela elitholiwe, khetha okuthi "HODLA" ukuze uqedele inqubo yokuhoxa.

Ungayikhipha Kanjani Imali Ku-XTB [Uhlelo Lokusebenza]

Qala ngokuvula uhlelo lokusebenza lwe-XTB Online Trading kudivayisi yakho yeselula bese uqinisekisa ukuthi ungene ngemvume. Bese, uthepha okuthi "Idiphozithi Yemali" etholakala ekhoneni eliphezulu kwesokunxele sesikrini.

Uma ungakalifaki uhlelo lokusebenza, sicela uhlole i-athikili enikelwe imiyalelo yokufaka: Ungalanda kanjani futhi ufake isicelo se-XTB kumakhalekhukhwini (i-Android, iOS)

Okulandelayo, kuphaneli ethi "Khetha uhlobo lwe-oda" , khetha "Khipha Imali " ukuqhubeka.

Ngemuva kwalokho, uzoqondiswa esikrinini esithi "Hoxisa Imali" , lapho kufanele:

1. Khetha i-akhawunti ofisa ukuyihoxisa.

2. Khetha indlela yokukhipha kuye ngenani lemali ofisa ukuyikhipha.

Uma usuqedile, sicela uskrolele phansi ukuze uthole izinyathelo ezilandelayo.

Nansi imininingwane ebalulekile okudingeka ugxile kuyo:

1. Faka inani lemali ofisa ukulikhipha kungenalutho.

2. Hlola inkokhelo (uma ikhona).

3. Hlola isamba semali efakwe ku-akhawunti yakho ngemva kokudonsa noma yiziphi izimali ezikhokhwayo (uma zikhona).

Ngemva kokuqeda zonke lezi zinyathelo ezingenhla, khetha u-"HODLA" ukuze uqhubeke nokuhoxa.

QAPHELA: Uma ukhipha ngaphansi kwama-50$, kuzokhokhiswa imali engu-30$. Ayikho imali ezofakwa ekuhoxisweni ku-$50 nangaphezulu.

Izinyathelo ezilandelayo zizokwenzeka ngaphakathi kohlelo lwakho lokusebenza lokubhanga, ngakho landela imiyalelo esesikrinini ukuze uqedele inqubo. Ngikufisela inhlanhla!

Imibuzo Evame Ukubuzwa (FAQ)

Ngingasibheka kuphi isimo se-oda lami lokuhoxiswa?

Ukuze uhlole isimo se-oda lakho lokuhoxa, sicela ungene kokuthi Ukuphathwa Kwe-akhawunti - Iphrofayela Yami - Umlando Wokuhoxiswa.

Uzokwazi ukubheka usuku lomyalelo wokuhoxa, inani lokuhoxa kanye nesimo somyalelo wokuhoxiswa.

Shintsha i-akhawunti yasebhange

Ukuze ushintshe i-akhawunti yakho yasebhange, sicela ungene ekhasini lakho Lokuphathwa Kwe-akhawunti, Iphrofayela Yami - Ama-Akhawunti Ebhange.

Bese uchofoza isithonjana sokuhlela, qedela ulwazi oludingekayo, bese uhambisa, bese ulayisha idokhumenti eqinisekisa umnikazi we-akhawunti yasebhange.

Ngingakwazi ukudlulisa izimali phakathi kwama-akhawunti okuhweba?

Yebo! Kungenzeka ukudlulisa izimali phakathi kwama-akhawunti akho okuhweba wangempela.

Ukudluliswa kwesikhwama kungenzeka kokubili kuma-akhawunti okuhweba ngemali efanayo nangezinhlobo zemali ezimbili ezihlukene.

🚩Ukudluliswa kwesikhwama phakathi kwama-akhawunti okuhweba ngohlobo lwemali efanayo kumahhala.

🚩Ukudluliswa kwesikhwama phakathi kwama-akhawunti okuhweba ngezinhlobo zemali ezimbili ezihlukene kungaphansi kwenkokhelo. Ukuguqulwa ngakunye kohlobo lwemali kubandakanya ukukhokhisa ikhomishini:

• 0.5% (ukuguqulwa kwemali kwenziwa phakathi neviki).

• 0.8% (ukuguqulwa kwemali kwenziwa ngezimpelasonto nangamaholide).

Imininingwane eyengeziwe mayelana namakhomishini ingatholakala kuThebula Lezimali Nezinkokhelo: https://www.xtb.com/en/account-and-fees.

Ukuze udlulise izimali, sicela ungene Ehhovisi Leklayenti - Ideshibhodi - Ukudlulisa Kwangaphakathi.

Khetha ama-akhawunti ongathanda ukudlulisa imali phakathi kwawo, faka inani, bese uqhubeka.

Isiphetho: Ukuphathwa Kwe-akhawunti Okuphumelelayo Nokuhoxiswa Nge-XTB

Ukuvula i-akhawunti nokukhipha izimali ku-XTB kuyinqubo ehlelekile futhi esebenziseka kalula. Ukusethwa kwe-akhawunti kuyashesha futhi kuqondile, okukuvumela ukuthi uqale ukuhweba ngaphandle kokulibala. Inqubo yokuhoxa isebenza ngendlela efanayo, iqinisekisa ukuthi ungakwazi ukufinyelela izimali zakho ngokuphephile nangaphandle kokuhlupheka. Ngezinyathelo zokuphepha eziqinile ze-XTB nokusekelwa kwamakhasimende okuhle kakhulu, ukuphatha i-akhawunti yakho nezimali kuba ukuzizwisa okushelelayo nonokwethenjelwa, okukunika amandla okugxila kumasu akho okuhweba ngokuzethemba.