XTB withdraw

Withdrawal rules on XTB

Withdrawals can be made at any time, giving you 24/7 access to your funds. To withdraw money from your account, navigate to the Withdrawal section of your Account Management. You can check the status of your withdrawal at any time in the Transaction History.

Money can be sent back only to the bank account under your own name. We will not send your funds to any 3rd party bank accounts.

• For Clients who have an account with XTB Limited (UK), there is no fee charged for withdrawals as long as they are above £60, €80 or $100.

• For Clients who have an account with XTB Limited (CY), there is no fee charged for withdrawals as long as they are above €100.

• For Clients who have an account with XTB International Limited, there is no fee charged for withdrawals as long as they are above $50.

Please refer to the below for the withdrawal processing time:

• XTB Limited (UK) - on the same day as long as the withdrawal is requested before 1pm (GMT). Requests made after 1pm (GMT) will be processed the next working day.

• XTB Limited (CY) - not later than on the next business day following the day in which we received the withdrawal request.

• XTB International Limited - Standard processing time for withdrawal request is 1 business day.

XTB covers all costs charged by our bank.

All other potential costs (Beneficiary and Intermediary bank) are paid by client according to the commission tables of those banks.

How to Withdraw Money from XTB [Web]

Start by visiting the XTB homepage. Once there, choose "Log in" and then proceed to "Account management".

You will then be taken to the login page. Enter the login details for the account you previously created in the designated fields. Click "SIGN IN" to continue.

If you haven’t signed up for an XTB account yet, please refer to the instructions provided in this article: How to Register Account on XTB.

In the Account Management section, click on "Withdraw funds"  to enter the withdrawal interface.

Currently, XTB supports withdrawal transactions through Bank Transfer under the following two forms depending on the amount you wish to withdraw:

• Quick Withdrawal: less than 11.000 USD.

• Bank Withdrawal: more than 11.000 USD.

If the withdrawal amount is $50 or less, you will be charged a $30 fee. If you withdraw more than $50, it is completely free.

Express withdrawal orders will be successfully processed to bank accounts within 1 hour if the withdrawal order is placed during business hours on weekdays.

Withdrawals made before 15:30 CET will be processed the same day the withdrawal is made (excluding weekends and holidays). The transfer usually takes 1-2 business days.

All costs that may arise (when transferring between banks) will be paid by the customer according to the regulations of those banks.

The next step is to select the beneficiary bank account. If you don’t have your bank account information saved in XTB, choose "ADD NEW BANK ACCOUNT" to add it.

You can only withdraw funds to an account in your own name. XTB will refuse any withdrawal request to a third-party bank account.

At the same time, select "Manually via form" and then click "Next" to manually enter your bank account information.

Below are some of the required fields you need to fill in the form:

1. Bank account number (IBAN).

2. Bank name (the international name).

3. Branch Code.

4. Currency.

5. Bank identifier code (BIC) (You can find this code on the authentic website of your bank).

6. Bank Statement (The document in JPG, PNG, or PDF confirming your bank account ownership).

After completing the form, select "SEND" and wait for the system to verify the information (this process can take from a few minutes to a few hours).


Once your bank account is verified by XTB, it will be added to the list as shown below and become available for withdrawal transactions.

Next, enter the amount you want to withdraw into the corresponding field (the maximum and minimum withdrawal amounts depend on the withdrawal method you choose and the balance in your trading account).

Please note the "Fee" and "Total amount" sections to understand the amount you will receive in your bank account. Once you agree with the fee (if applicable) and the actual amount received, select "WITHDRAW" to complete the withdrawal process.

How to Withdraw Money from XTB [App]

Start by opening the XTB Online Trading app on your mobile device and make sure you’re logged in. Then, tap "Deposit Money" located at the top left corner of the screen.

If you haven’t installed the app yet, please check the article provided for installation instructions: How to Download and Install XTB Application for Mobile Phone (Android, iOS)

Next, in the "Select type of order" panel, choose "Withdraw Money" to proceed.

Then, you will be directed to the "Withdraw Money" screen, where you should:

1. Select the account that you wish to withdraw.

2. Selec the withdraw method depending on the amount of money that you wish to withdraw.

Once you finish, please scroll down for the next steps.

Here are some important details you need to focus on:

1. Enter the amount of money that you wish to withdraw in the blank.

2. Check the fee (if applicable).

3. Check the total amount of money deposited into your account after deducting any fees (if applicable).

After completing all the above steps, select "WITHDRAW" to proceed with the withdrawal.

NOTE: If you withdraw under 50$, a 30$ fee will be charged. No fee will be applied for withdrawals from 50$ and above.

The following steps will take place within your banking app, so follow the on-screen instructions to complete the process. Good luck!
 

Frequently Asked Questions (FAQ)

Where can I check the status of my withdrawal order?

To check the status of your withdrawal order, please log in to Account Management - My Profile - Withdrawal History.

You will be able to check the date of the withdrawal order, the withdrawal amount as well as the status of the withdrawal order.
 

Change bank account

To change your bank account, please log in to your Account Management page, My Profile - Bank Accounts.

Then click the Edit icon, complete the required info, and motion, and upload a document confirming the bank account holder.
 

Can I transfer funds between trading accounts?

Yes! It is possible to transfer funds between your real trading accounts.

Fund transfer is possible both for trading accounts in the same currency and in two different currencies.

🚩Fund transfers between trading accounts in the same currency are free of charge.

🚩Fund transfers between trading accounts in two different currencies are subject to a fee. Each currency conversion involves charging a commission:

• 0.5% (currency conversions performed on weekdays).

• 0.8% (currency conversions performed on weekends and holidays).

More details about commissions can be found in the Table of Fees and Commissions: https://www.xtb.com/en/account-and-fees.

To transfer funds, please login to the Client Office - Dashboard - Internal transfer.

Select the accounts between which you would like to transfer money, enter the amount and Continue.

Swift and Secure: Withdrawing Funds from XTB

Withdrawing funds from your XTB account is designed to be quick, secure, and hassle-free. The platform offers convenient withdrawal options like transfers and e-wallets, ensuring you have flexibility in accessing your funds. XTB’s efficient processing times mean you can expect your funds to be transferred promptly, typically within a few business days. Additionally, the platform’s robust security measures protect your financial information, providing peace of mind. Enjoy the seamless and reliable experience of managing your funds with XTB, knowing that your withdrawals are handled with utmost efficiency and security.